Directors & Officers (D&O) Liability Insurance    What is D&O Insurance? Directors and Officers insurance (D&O Insurance) protects a company against liability while managing their business. The policy will cover defense costs and settlements resulting from claims that allege a breach of fiduciary duty, errors and omissions, and misrepresentations.   Who Needs D&O Insurance? Public,...Read More

Endless Opportunities if You Know Where to Look   Opportunities to write new business in the healthcare and life sciences sectors are endless. Focusing your efforts in these areas should prove to be extremely successful for any insurance agent. At Founders Professional, we pride ourselves on our specialization and expertise in the wholesale professional liability...Read More

Components of a Great Wholesale Insurance Submission  A question I’m often asked as a wholesale insurance broker is ‘what are you looking for in a submission?’ Well, for different lines of coverage, this can mean different things. But overall, there are three things that fit just about every submission. In a world where instant gratification...Read More

Businesses of all sizes are experiencing cyber incidents at an alarming rate. Cyber-related losses like fraudulent wire transfers, phishing and ransomware attacks have become the focus of cyber criminals. Therefore, the need for cyber insurance (for businesses of all sizes) has never been greater. Cyber insurers look carefully at each potential client to make sure...Read More

The Primary- Excess Model vs. The Quota Share Model April 2022 A relatively recent development in the domestic liability market is the proliferation of the Quota-Share format of insurance coverage. Quota-Share is a method by which two or more insurance carriers share the exposure presented by a particular risk, in that they share the loss-limit...Read More

Raffi Kodikian   March 2022 Congratulations to Raffi Kodikian, Senior Vice President & Lawyers Professional Liability Practice Leader, at Founders Professional for being recognized by Insurance Business America Magazine as a 2022 Top Specialist Broker.  Raffi has been recognized for this esteemed honor two out of the past three years. Raffi’s specialization is in the...Read More