EPLI – Every Business Should Carry This Coverage   What is Employment Practices Liability (EPLI) Insurance? Employment Practices Liability Insurance (EPLI) will protect a business against claims that allege actions from first and third-parties of wrongful termination, discrimination, sexual harassment, wage and hour violations (FLSA), failure to promote, retaliation and much more. EPLI will often...Read More

How to Proactively Talk to Your Clients about Cyber   Before talking about cyber insurance premiums and the coverage available, it’s important that clients first recognize some of the basic cyber risks faced by their business as many may not know where their major exposures lie or that insurance exists to cover them. To help...Read More

Directors & Officers (D&O) Liability Insurance    What is D&O Insurance? Directors and Officers insurance (D&O Insurance) protects a company against liability while managing their business. The policy will cover defense costs and settlements resulting from claims that allege a breach of fiduciary duty, errors and omissions, and misrepresentations.   Who Needs D&O Insurance? Public,...Read More

Endless Opportunities if You Know Where to Look   Opportunities to write new business in the healthcare and life sciences sectors are endless. Focusing your efforts in these areas should prove to be extremely successful for any insurance agent. At Founders Professional, we pride ourselves on our specialization and expertise in the wholesale professional liability...Read More

Components of a Great Wholesale Insurance Submission  A question I’m often asked as a wholesale insurance broker is ‘what are you looking for in a submission?’ Well, for different lines of coverage, this can mean different things. But overall, there are three things that fit just about every submission. In a world where instant gratification...Read More

Businesses of all sizes are experiencing cyber incidents at an alarming rate. Cyber-related losses like fraudulent wire transfers, phishing and ransomware attacks have become the focus of cyber criminals. Therefore, the need for cyber insurance (for businesses of all sizes) has never been greater. Cyber insurers look carefully at each potential client to make sure...Read More