ESG and Increased Exposure for Directors and Officers In the fast-evolving landscape of corporate governance and Directors and Officers Liability Environmental, Social and Governance Insurance (D&O) claims have seen a notable surge, with Environmental, Social and Governance (ESG) factors playing a pivotal role. This article discusses what ESG is and how it can increase the...Read More

Trends in Senior Living Communities after the Pandemic During the COVID-19 crisis, senior living communities were greatly impacted by the pandemic. Senior communities were put into survivor mode – as they struggled with virus control, increased mortality, and forcing seniors into isolation from their family and friends. With the heaviest part of the pandemic behind...Read More

What are Antitrust Laws? Antitrust laws in the United States govern competition, monopolistic practices, unfair trade, or price fixing. Price fixing of wages, hours, salaries, benefits, and other compensation are subject to antitrust laws. The most famous antitrust laws in the United States are the Interstate Commerce Act of 1887, the Sherman Antitrust Act of...Read More

CYBER LIABILITY: Invoice (Manipulation) Fraud Coverage   What is more important to a business than invoices? What would happen if a cyber attacker manipulated invoices to steal a business’ expected payments?   Many businesses amend their cyber insurance to include invoice manipulation coverage to protect against this type of attack.   Take for example when attackers infiltrate...Read More

  It could be argued that there has been a sea change in the way Cyber Insurance is viewed by the average business owner. Without a doubt, it’s the most quickly growing segment of Insurance. Companies of all sizes are finally beginning to recognize its importance.   Today, business exists in a world where electronic...Read More

Opportunities Abound in Life Sciences The Life Sciences and Nutraceutical industries must carefully address the unique exposures they face in relation to their service, development, manufacturing, sale, distribution, and warranty of products. Clinical trials, pharmaceuticals, medical devices, biotechnology, and dietary supplements all have unique liability challenges that need customized and comprehensive coverages.   Products Liability...Read More

How to Select the Best Architects & Engineers Professional Liability Insurance Policy   What is Architects & Engineers Professional Liability Insurance (A&E)? Architects & Engineers (A&E) insurance covers alleged errors resulting from the insureds rendering or failure to render professional services that results in bodily injury or property damage.  A&E is also available for Land...Read More

  New Lawyers Professional Liability Insurance Market – Golden Bear   Golden Bear Insurance Company offers a Lawyers Professional liability insurance product that is broadly tailored to meet the needs of all legal professional in a world of emerging risks. Their policy can be further customized to cover unique practice areas.   Golden Bear Insurance...Read More

Directors & Officers (D&O) Liability Insurance    What is D&O Insurance? Directors and Officers insurance (D&O Insurance) protects a company against liability while managing their business. The policy will cover defense costs and settlements resulting from claims that allege a breach of fiduciary duty, errors and omissions, and misrepresentations.   Who Needs D&O Insurance? Public,...Read More

Endless Opportunities if You Know Where to Look   Opportunities to write new business in the healthcare and life sciences sectors are endless. Focusing your efforts in these areas should prove to be extremely successful for any insurance agent. At Founders Professional, we pride ourselves on our specialization and expertise in the wholesale professional liability...Read More